# Ken Hoffmaster, Realtor® Serving Florida & Pennsylvania

> Real Expertise That You Can Trust


## Posts

- [The Real Benefits of Buying a Home This Year](https://kennethhoffmaster.com/2025/02/03/the-real-benefits-of-buying-a-home-this-year/): Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real — renting can feel like the easier option, especially if buying a home feels out of reach. But here’s the thing: a recent report from Bank of America highlights that 70% […]
- [Time in the Market Beats Trying To Time the Market](https://kennethhoffmaster.com/2025/01/31/time-in-the-market-beats-trying-to-time-the-market/): Some Highlights Are you torn between whether to buy a home now or wait? Consider this. Forecasts show prices will climb for ​at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices […]
- [The Secret To Selling? Using an Agent To Get Your House Noticed](https://kennethhoffmaster.com/2025/01/30/the-secret-to-selling-using-an-agent-to-get-your-house-noticed/): In a recent survey, the National Association of Realtors (NAR) asked sellers what they want most from a real estate agent. The number one answer was to help market their house. It makes sense. The way your agent markets your house can be the difference between whether or not it stands out and gets attention […]
- [Two Resources That Can Help You Buy a Home Right Now](https://kennethhoffmaster.com/2025/01/29/two-resources-that-can-help-you-buy-a-home-right-now/): A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge. But here’s the thing. With the right resources and help, you can still make it happen. There […]
- [How Home Equity Can Help Fuel Your Retirement](https://kennethhoffmaster.com/2025/01/28/how-home-equity-can-help-fuel-your-retirement/): If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking […]
- [3 Reasons To Buy a Home Before Spring](https://kennethhoffmaster.com/2025/01/27/3-reasons-to-buy-a-home-before-spring/): Let’s face it — buying a home can feel like a challenge with today’s mortgage rates. You might even be thinking, “Should I just wait until spring when more homes hit the market and rates might be lower?” But here’s the thing, no one knows for sure where mortgage rates will go from here, and […]
- [What To Do If Your House Didn’t Sell](https://kennethhoffmaster.com/2025/01/24/what-to-do-if-your-house-didnt-sell/): Some Highlights Last year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling. If this happened to you too, you don’t need to be embarrassed. What you need are answers. And a local real estate agent can help with that by seeing if it was priced too […]
- [Smaller Homes, Bigger Opportunities: The Homebuilder Trend Buyers Love](https://kennethhoffmaster.com/2025/01/23/smaller-homes-bigger-opportunities-the-homebuilder-trend-buyers-love/): It’s no secret that affordability is tough with where mortgage rates and home prices are right now. And that may have you worried about how you’ll be able to buy a home. But, if you don’t need a ton of space, you may find you have more cost-effective options in an unexpected place: new home […]
- [If Your House’s Price Is Not Compelling, It’s Not Selling](https://kennethhoffmaster.com/2025/01/22/if-your-houses-price-is-not-compelling-its-not-selling/): There’s one big mistake you need to avoid when you sell your house this year: setting your price too high. It might seem like overpricing gives you room to negotiate or could really boost your profit, but the reality is, it usually backfires. In fact, Realtor.com says almost 20% of sellers — that’s one in […]
- [Why More People Are Buying Multi-Generational Homes Today](https://kennethhoffmaster.com/2025/01/21/why-more-people-are-buying-multi-generational-homes-today/): Today, 17% of homebuyers are choosing multi-generational homes — that’s when you buy a house with your parents, adult children, or even distant relatives. What makes that noteworthy is that 17% is actually the highest level ever recorded by the National Association of Realtors (NAR). But what’s driving the recent rise in multi-generational living? Top […]
- [When Is the Perfect Time To Move?](https://kennethhoffmaster.com/2025/01/20/when-is-the-perfect-time-to-move/): It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s market. Maybe you’re holding out and hoping mortgage rates will drop, or that home prices will fall. But here’s what you need to realize: trying to time the market rarely works. And […]
- [How to Buy a House with Low Income: A Step-by-Step Guide](https://kennethhoffmaster.com/2025/01/18/how-to-buy-a-house-with-low-income-a-step-by-step-guide/): Purchasing a home with a low income may seem challenging, but it’s entirely possible with the right strategies and resources. With careful planning, leveraging available programs, and adopting smart financial practices, you can achieve the dream of homeownership. This guide will walk you through the essential steps. As for how much you need might NOT […]
- [2025 Housing Market Forecasts](https://kennethhoffmaster.com/2025/01/17/2025-housing-market-forecasts/): Some Highlights Wondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes available for sale. Want to know more about what this […]
- [One Homebuying Step You Don’t Want To Skip: Pre-Approval](https://kennethhoffmaster.com/2025/01/16/one-homebuying-step-you-dont-want-to-skip-pre-approval/): There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now. What Is Pre-Approval? Pre-approval is like getting a green light from a lender. It lets you know how much they’re willing to […]
- [Roughly 11,000 Homes Will Sell Today – Will Yours Be One of Them?](https://kennethhoffmaster.com/2025/01/15/roughly-11000-homes-will-sell-today-will-yours-be-one-of-them/): Are you hesitant to sell your house because you’re worried no one’s buying with rates and prices where they are right now? Here’s some perspective that can help. The market actually isn’t at a standstill. While there weren’t as many sales last year as there’d be in a normal market, roughly 4.15 million homes still […]
- [Top Renovations to Boost Your Home's Value Before Selling](https://kennethhoffmaster.com/2025/01/14/top-renovations-to-boost-home-value-before-selling/): When preparing to sell your home, every homeowner wants to maximize their return on investment (ROI). Strategic renovations can significantly increase your home’s market value, attract more potential buyers, and even help your property sell faster. However, not all upgrades are created equal. To get the most out of your investment, focus on renovations that […]
- [The Truth About Credit Scores and Buying a Home](https://kennethhoffmaster.com/2025/01/14/the-truth-about-credit-scores-and-buying-a-home/): Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back. The Myth: You Need To Have Perfect […]
- [How Much Home Equity Have You Gained? The Answer Might Surprise You](https://kennethhoffmaster.com/2025/01/13/how-much-home-equity-have-you-gained-the-answer-might-surprise-you/): Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile of equity — maybe even more […]
- [Real Estate Expertise You Can Trust – Schuylkill County, PA & Brevard County, Florida](https://kennethhoffmaster.com/2025/01/11/real-estate-expertise-you-can-trust-schuylkill-county-pa-brevard-county-florida/)
- [How Mortgage Rates Affect Your Monthly Payment](https://kennethhoffmaster.com/2025/01/10/how-mortgage-rates-affect-your-monthly-payment/): Some Highlights Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on […]
- [What To Save for When Buying a Home](https://kennethhoffmaster.com/2025/01/09/what-to-save-for-when-buying-a-home-2/): Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for […]
- [What To Save for When Buying a Home](https://kennethhoffmaster.com/2025/01/09/what-to-save-for-when-buying-a-home/): Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for […]
- [Florida Condo Market Booms as New Safety Rules Reshape the Landscape](https://kennethhoffmaster.com/2025/01/08/florida-condo-sales-surge-safety-regulation/)
- [Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges](https://kennethhoffmaster.com/2025/01/08/mortgage-forbearance-a-helpful-option-for-homeowners-facing-challenges/): Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: mortgage forbearance. What Is Mortgage Forbearance? […]
- [Real Estate News With Ken Hoffmaster January 2025](https://kennethhoffmaster.com/2025/01/08/real-estate-news-with-ken-hoffmaster-january-2025/)
- [Expert Forecasts for the 2025 Housing Market](https://kennethhoffmaster.com/2025/01/07/expert-forecasts-for-the-2025-housing-market/): Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros. Experts are constantly updating and revising their forecasts, so here’s the latest on two […]
- [Your Step-by-Step Pathway to Homeownership in Florida](https://kennethhoffmaster.com/2025/01/06/your-step-by-step-pathway-to-homeownership-in-florida/)
- [Time in the Market Beats Timing the Market](https://kennethhoffmaster.com/2025/01/06/time-in-the-market-beats-timing-the-market/): Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play for that to even be […]
- [Your Step-by-Step Pathway to Homeownership in Pennsylvania](https://kennethhoffmaster.com/2025/01/05/homebuying-pathway-process-pennsylvania/)
- [New Pennsylvania Law Targets Unethical Wholesaling Practices to Protect Homeowners](https://kennethhoffmaster.com/2025/01/04/new-pennsylvania-law-targets-unethical-wholesaling-practices-to-protect-homeowners/)
- [Blue Origin Reschedules New Glenn Rocket Launch to January 8, 2025: A New Era for Space Exploration](https://kennethhoffmaster.com/2025/01/04/blue-origin-reschedules-new-glenn-rocket-launch-to-january-8-2025-a-new-era-for-space-exploration/): Blue Origin Reschedules New Glenn Rocket Launch to January 8, 2025: A New Era for Space Exploration Blue Origin, the aerospace giant founded by Jeff Bezos, has officially rescheduled the maiden flight of its highly anticipated New Glenn rocket. Initially planned for January 6, 2025, the launch will now take place two days later, on […]
- [Get Ready To Buy a Home in 2025](https://kennethhoffmaster.com/2025/01/03/get-ready-to-buy-a-home-in-2025/): Some Highlights If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, connect with a trusted agent and lender so you have expert advice every step of the way.
- [Home Staging FAQ: What You Need To Know](https://kennethhoffmaster.com/2025/01/02/home-staging-faq-what-you-need-to-know/): You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort? Here are a few quick FAQs that can help you decide how much you should prioritize staging as you prep for […]
- [2025 Real Estate Market Predictions: Trends, Insights, and Opportunities for Buyers and Sellers](https://kennethhoffmaster.com/2025/01/01/2025-real-estate-market-trends/): 2025 Real Estate Market Highlights
- [New Year, New Home: How To Make It Happen in 2025](https://kennethhoffmaster.com/2025/01/01/new-year-new-home-how-to-make-it-happen-in-2025/): This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is the vision of you in a new home. But how do you get […]
- [Simple Steps To Help You Save for Your First Home](https://kennethhoffmaster.com/2024/12/31/simple-steps-to-help-you-save-for-your-first-home/): Turning a dream into reality starts with one thing: a plan. And if buying your first home is on your list of goals, now’s the perfect time to put a plan in motion to help you save. And the best part? Reaching your savings goal doesn’t mean making huge sacrifices overnight – small, consistent steps […]
- [How Eco-Friendly Features Can Boost Your Home’s Value](https://kennethhoffmaster.com/2024/12/30/how-eco-friendly-features-can-boost-your-homes-value/): Selling your house? Or just looking to increase the value and appeal of your home for when you do? Here’s something you should know – homebuyers are increasingly looking for homes with environmentally friendly features. What Energy Efficient Features Do Buyers Want? According to recent data from the National Association of Realtors (NAR), when buyers […]
- [Why More Sellers Are Hiring a Real Estate Agent](https://kennethhoffmaster.com/2024/12/27/why-more-sellers-are-hiring-a-real-estate-agent/): Some Highlights More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side. Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache. Selling without a pro isn’t […]
- [What’s Motivating More Buyers To Choose a Newly Built Home?](https://kennethhoffmaster.com/2024/12/26/whats-motivating-more-buyers-to-choose-a-newly-built-home/): An image of a new housing development featuring modern homes, highlighting customizable designs, green spaces, and energy-efficient systems. This can include labels like "Brand-New Homes" or "Top Reasons to Choose New Builds.
- [The Personal Joys of Having a Home To Call Your Own](https://kennethhoffmaster.com/2024/12/25/the-personal-joys-of-having-a-home-to-call-your-own/): There’s no doubt that owning a home comes with significant financial benefits. And this time of year is a great time to reflect on the other reasons why owning a home is so meaningful. A house is more than four walls and a roof – it’s a place where memories are made, connections are built, […]
- [The #1 Reason People Move: To Be Closer to Family and Friends](https://kennethhoffmaster.com/2024/12/24/the-1-reason-people-move-to-be-closer-to-family-and-friends/): Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe you’re tired of long drives to see your family or wish your kids could spend more time with their grandparents. Clearly, a lot of other people feel the same way. According to recent […]
- [How Home Equity May Help You Buy Your Next Home in Cash](https://kennethhoffmaster.com/2024/12/23/how-home-equity-may-help-you-buy-your-next-home-in-cash/): Building equity in your house is one of the biggest financial advantages of homeownership. And right now, homeowners across the country are sitting on record amounts of it. Here’s a look at how that equity could be a game changer for you, and why it’ll flip your perspective from “Why would I move right now?” […]
- [How to Repair and Prevent Frozen Burst Water Pipes ❄️🚰](https://kennethhoffmaster.com/2024/12/22/how-to-repair-and-prevent-frozen-burst-water-pipes/): Learn how to repair and prevent frozen water pipes this winter! Discover practical DIY tips to fix a burst pipe and protect your home from costly damages caused by freezing temperatures. 
- [The Truth About Down Payments](https://kennethhoffmaster.com/2024/12/20/the-truth-about-down-payments/): Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into […]
- [Struggling To Sell Your House? Read This.](https://kennethhoffmaster.com/2024/12/19/struggling-to-sell-your-house-read-this/): When you sell your house, ideally, you want it to go something like this: your house sells for top dollar, you get it sold quickly, and it all goes down without a hitch. But what many people don’t realize is that even in today’s market where there are more buyers than homes for sale, there […]
- [What First-Time Homebuyers Need to Know About Preapproval and Loan Summaries](https://kennethhoffmaster.com/2024/12/18/what-first-time-homebuyers-need-to-know-about-preapproval-and-loan-summaries/): First-time homebuyers, start your journey with confidence! Discover how preapproval and understanding loan summaries can set you up for success. With trusted real estate expertise from Ken Hoffmaster, your dream home in Florida or Pennsylvania is closer than ever. 🏡✨ 
- [The Biggest Perks of Buying a Home This Winter](https://kennethhoffmaster.com/2024/12/18/the-biggest-perks-of-buying-a-home-this-winter/): Waiting for perfect market conditions often means missing out. Because what you may not realize is, if you’re ready and able to buy, this time of year could actually give you an edge. Here’s why. As the weather cools down, the housing market can too – and that works in your favor. You Likely Won’t […]
- [More Starter Homes Are Hitting the Market](https://kennethhoffmaster.com/2024/12/17/more-starter-homes-are-hitting-the-market/): More entry-level homes – also known as starter homes – are popping up on the market. And after several years with very few homes available to buy and prices rising, there are finally some more options for first-time buyers. Inventory Is Increasing – Especially at Lower Price Points Over the past year, the total supply […]
- [Big Changes in Real Estate: Buyer Broker Agreements Explained!](https://kennethhoffmaster.com/2024/12/16/663/): As of August 17, 2024, significant changes have been implemented in the real estate industry concerning Buyer Broker Agreements (BBAs). These modifications aim to enhance transparency and redefine compensation structures between real estate agents and their clients.
- [Only an Expert Agent Can Give You an Accurate Value of Your Home](https://kennethhoffmaster.com/2024/12/16/only-an-expert-agent-can-give-you-an-accurate-value-of-your-home/): In today’s digital age, it’s tempting to rely on automated tools for everything — including figuring out how much your house is worth. But be careful. The automated estimates you’re seeing online often miss key details that affect the true market value of your home. Before you toss a for sale sign in your yard […]
- [Quick Christmas Gift Ideas for Your Wife That She’ll Adore](https://kennethhoffmaster.com/2024/12/16/quick-christmas-gift-ideas-for-your-wife-that-shell-adore/): Quick Christmas Gift Ideas for Your Wife That She’ll Adore! The holidays are fast approaching, and if you’re still on the hunt for the perfect Christmas gift for your wife, don’t worry—you’re not alone. The pressure of finding something thoughtful and unique can feel overwhelming, especially as the days grow shorter. But here’s the good […]
- [Navigating the Real Estate Landscape: Insights from Pennsylvania and Florida](https://kennethhoffmaster.com/2024/12/13/navigating-the-real-estate-landscape-insights-from-pennsylvania-and-florida/)
- [What Homebuyers Need To Know About Credit Scores](https://kennethhoffmaster.com/2024/12/13/what-homebuyers-need-to-know-about-credit-scores/): Some Highlights Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home.  […]
- [The Top 2 Reasons To Look at Newly Built Homes](https://kennethhoffmaster.com/2024/12/12/the-top-2-reasons-to-look-at-newly-built-homes/): When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options, this type of home may just be the key to crossing the homebuying finish line. Here’s why a new build is […]
- [Metallica’s M72 World Tour: Florida Set for a Heavy Metal Invasion in 2024 and 2025](https://kennethhoffmaster.com/2024/09/19/metallica-m72-world-tour-florida-dates-2024-2025/)
- [The Benefits of Portable Washing Machines: A Convenient Solution for Small Spaces](https://kennethhoffmaster.com/2024/09/02/154/)
- [Weekend Projects To Boost the Value of Your Home](https://kennethhoffmaster.com/2025/05/21/weekend-projects-to-boost-the-value-of-your-home/): With the cost of just about everything going up these days — groceries, gas and utilities — you might be feeling like now just isn’t the time to take on any home projects. But remember, you don’t need to tackle a full-on renovation to make a big impact. And if you don’t know where to […]
- [What Happens to the Housing Market When the Economy Slows Down?](https://kennethhoffmaster.com/2025/05/21/what-happens-to-the-housing-market-when-the-economy-slows-down/): There’s a lot of noise out there about what an economic slowdown could mean for the housing market. And if it leaves you feeling a little uneasy, you’re not alone. But here’s the thing. If you’re worried about what a potential recession could mean for the value of your home, or your homebuying power, your […]
- [Why Now Could Be the Sweet Spot for Sellers](https://kennethhoffmaster.com/2025/05/21/why-now-could-be-the-sweet-spot-for-sellers/): Over the past year, a lot of people put their moving plans on hold. Affordability weakened, and it was harder to find a home in budget, especially when inventory was so low. But things are shifting in a big way. Today, a rare balance is emerging — more choices when you buy, but still strong […]
- [What Waiting To Buy Could Cost You](https://kennethhoffmaster.com/2025/05/21/what-waiting-to-buy-could-cost-you/): A lot of people want to buy a home, but they feel stuck in “wait and see” mode. Maybe you’re one of them. You’re holding your breath, hoping prices will fall or rates will come back down. But while you’re waiting, the market is moving — without you. The reality is, trying to time the […]
- [More Homes for Sale Isn’t a Warning Sign – It's Your Buying Opportunity](https://kennethhoffmaster.com/2025/05/21/more-homes-for-sale-isnt-a-warning-sign-its-your-buying-opportunity/): Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of […]
- [What Buyers Need To Know About Homeowners Association Fees](https://kennethhoffmaster.com/2025/05/20/what-buyers-need-to-know-about-homeowners-association-fees/): When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is […]
- [You Could Use Some of Your Equity To Give Your Children the Gift of Home](https://kennethhoffmaster.com/2025/05/19/you-could-use-some-of-your-equity-to-give-your-children-the-gift-of-home/): If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life. Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a […]
- [Housing Market Forecasts for the Second Half of 2025](https://kennethhoffmaster.com/2025/05/16/housing-market-forecasts-for-the-second-half-of-2025/): Some Highlights Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. Want […]
- [Why Would I Move with a 3% Mortgage Rate?](https://kennethhoffmaster.com/2025/05/15/why-would-i-move-with-a-3-mortgage-rate/): If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?” But when you ask that question, you may be putting your needs on the back burner […]
- [Don’t Let Student Loans Hold You Back from Homeownership](https://kennethhoffmaster.com/2025/05/14/dont-let-student-loans-hold-you-back-from-homeownership/): Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible […]
- [Why Buyers Are More Likely To Get Concessions Right Now](https://kennethhoffmaster.com/2025/05/13/why-buyers-are-more-likely-to-get-concessions-right-now/): Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive. What Are Concessions and Incentives? When a seller or builder gives you something extra to help with […]
- [Home Projects That Boost Value](https://kennethhoffmaster.com/2025/05/12/home-projects-that-boost-value/): Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff you might expect. As U.S. News Real Estate explains: “. . . not every home renovation project will increase the resale […]
- [Why You’ll Want a Home Inspection](https://kennethhoffmaster.com/2025/05/09/why-youll-want-a-home-inspection/): Some Highlights Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more. That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step. An inspection is your […]
- [Housing Market Forecasts for the Second Half of the Year](https://kennethhoffmaster.com/2025/05/08/housing-market-forecasts-for-the-second-half-of-the-year/): From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts. Leading housing experts are starting to […]
- [Why Some Homes Sell Faster Than Others](https://kennethhoffmaster.com/2025/05/07/why-some-homes-sell-faster-than-others-2/): As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying […]
- [Why Some Homes Sell Faster Than Others](https://kennethhoffmaster.com/2025/05/07/why-some-homes-sell-faster-than-others/): As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying […]
- [Stocks May Be Volatile, but Home Values Aren’t](https://kennethhoffmaster.com/2025/05/06/stocks-may-be-volatile-but-home-values-arent/): With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you’ve been watching your 401(k) or investments lately, chances are you’ve felt that pit in your stomach. One day it’s up. The next day, it’s not. And that may make you feel a little worried about […]
- [The 20% Down Payment Myth, Debunked](https://kennethhoffmaster.com/2025/05/05/the-20-down-payment-myth-debunked/): Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the truth. Do You Really Have To Put 20% Down When You Buy a […]
- [Your Home Equity Could Make Moving Possible](https://kennethhoffmaster.com/2025/05/02/your-home-equity-could-make-moving-possible/): Some Highlights Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity. Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash.  If […]
- [What an Economic Slowdown Could Mean for the Housing Market](https://kennethhoffmaster.com/2025/05/01/what-an-economic-slowdown-could-mean-for-the-housing-market-2/): Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power. Let’s take a look at some historical data to show what’s happened in the housing […]
- [What an Economic Slowdown Could Mean for the Housing Market](https://kennethhoffmaster.com/2025/05/01/what-an-economic-slowdown-could-mean-for-the-housing-market/): Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power. Let’s take a look at some historical data to show what’s happened in the housing […]
- [A Tale of Two Housing Markets](https://kennethhoffmaster.com/2025/04/30/a-tale-of-two-housing-markets/): For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more […]
- [Why Today’s Foreclosure Numbers Aren’t a Warning Sign](https://kennethhoffmaster.com/2025/04/29/why-todays-foreclosure-numbers-arent-a-warning-sign/): When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is […]
- [Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again](https://kennethhoffmaster.com/2025/04/28/paused-your-moving-plans-heres-why-its-time-to-hit-play-again-2/): It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great. Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you […]
- [Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again](https://kennethhoffmaster.com/2025/04/28/paused-your-moving-plans-heres-why-its-time-to-hit-play-again/): It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great. Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you […]
- [You Finally Have More Options for Your Move](https://kennethhoffmaster.com/2025/04/25/you-finally-have-more-options-for-your-move/): Some Highlights If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ​ There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month. With more options come more possibilities. Connect with an agent if […]
- [Should I Buy a Home Now or Wait?](https://kennethhoffmaster.com/2025/04/24/should-i-buy-a-home-now-or-wait/): At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.” That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, […]
- [What’s Your House Worth Now? The Answer May Surprise You](https://kennethhoffmaster.com/2025/04/23/whats-your-house-worth-now-the-answer-may-surprise-you/): Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it’s an important thing to remember. When’s the last time you had a professional show you the value of your home? Think about […]
- [What You Can Do When Mortgage Rates Are a Moving Target](https://kennethhoffmaster.com/2025/04/22/what-you-can-do-when-mortgage-rates-are-a-moving-target/): Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home. Take a look at the graph below. It uses data […]
- [Don’t Miss This Prime Spring Window To Sell Your House](https://kennethhoffmaster.com/2025/04/21/dont-miss-this-prime-spring-window-to-sell-your-house/): According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why. That’s just one source’s take, based on their own research. Other organizations run similar studies. And […]
- [If the Asking Price Isn’t Compelling, It’s Not Selling](https://kennethhoffmaster.com/2025/04/18/if-the-asking-price-isnt-compelling-its-not-selling/): Some Highlights Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.​ Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation. The best way to avoid […]
- [Pre-Approval Isn’t Commitment – It’s Clarity](https://kennethhoffmaster.com/2025/04/17/pre-approval-isnt-commitment-its-clarity/): If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer. The best time to get serious […]
- [Do You Think the Housing Market’s About To Crash? Read This First](https://kennethhoffmaster.com/2025/04/16/do-you-think-the-housing-markets-about-to-crash-read-this-first/): Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?” If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from Clever Real Estate, 70% […]
- [Are You Saving Up To Buy a Home? Your Tax Refund Can Help](https://kennethhoffmaster.com/2025/04/15/are-you-saving-up-to-buy-a-home-your-tax-refund-can-help/): You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you a little extra cash to help you get there sooner. As Freddie Mac notes: “ . . . your tax […]
- [4 Ways To Make an Offer That Stands Out This Spring](https://kennethhoffmaster.com/2025/04/14/4-ways-to-make-an-offer-that-stands-out-this-spring/): Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up. If you’re serious about landing a home you’ll love, you need more than just a wish list. You need a smart strategy – and that starts with working with a great agent who can help […]
- [A Recession Doesn’t Mean a Housing Crisis](https://kennethhoffmaster.com/2025/04/11/a-recession-doesnt-mean-a-housing-crisis/): Some Highlights There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, […]
- [Why You Don't Want To Skip Your Home Inspection](https://kennethhoffmaster.com/2025/04/10/why-you-dont-want-to-skip-your-home-inspection/): When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coffee on the porch. The last thing you want is to slow down the process with more steps or lose out to […]
- [Does Your Current Home Fit Your Retirement Plans?](https://kennethhoffmaster.com/2025/04/09/does-your-current-home-fit-your-retirement-plans/): Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms. But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make […]
- [The Truth About Newly Built Homes and Today’s Market](https://kennethhoffmaster.com/2025/04/08/the-truth-about-newly-built-homes-and-todays-market/): Headlines are talking about the inventory of new homes and how we’re back at the levels not seen since 2009. And maybe you’re reading that and thinking: oh no, here we go again. That’s because you remember the housing crash of the late 2000s and you’re worried we’re repeating the same mistakes. But before you […]
- [House Hunting Just Got Easier – Here’s Why](https://kennethhoffmaster.com/2025/04/07/house-hunting-just-got-easier-heres-why/): If you’ve been frustrated by the lack of homes for sale over the past few years, here’s some good news. You have more options, so it may finally be time to kick off your home search again. As Daryl Fairweather, Chief Economist at Redfin, explains: “Now is the best time to buy in the last […]
- [Things To Avoid After You Apply for a Mortgage](https://kennethhoffmaster.com/2025/04/04/things-to-avoid-after-you-apply-for-a-mortgage/): Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application. Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t […]
- [The #1 Thing Sellers Need To Know About Their Asking Price](https://kennethhoffmaster.com/2025/04/03/the-1-thing-sellers-need-to-know-about-their-asking-price/): When you put your house on the market, you want to sell it quickly and for the best price possible; that’s generally the goal. But too many sellers are shooting too high right now. They don’t realize the market has shifted as inventory has grown. The side effect? Price cuts are on the rise, but […]
- [Townhomes: A Smart Solution for Today’s First-Time Buyers](https://kennethhoffmaster.com/2025/04/02/townhomes-a-smart-solution-for-todays-first-time-buyers/): Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge. And some buyers are making one simple trade-off that’s getting them in the door faster: square footage. According to the National Association of Home Builders (NAHB), 35% of buyers are willing to […]
- [Here’s What a Recession Could Mean for the Housing Market](https://kennethhoffmaster.com/2025/04/01/heres-what-a-recession-could-mean-for-the-housing-market-2/): Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all […]
- [Here’s What a Recession Could Mean for the Housing Market](https://kennethhoffmaster.com/2025/04/01/heres-what-a-recession-could-mean-for-the-housing-market/): Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all […]
- [Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again](https://kennethhoffmaster.com/2025/03/31/paused-your-moving-plans-heres-why-it-might-be-time-to-hit-play-again/): Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford. But guess […]
- [National Housing Trends To Watch](https://kennethhoffmaster.com/2025/03/28/national-housing-trends-to-watch/): Some Highlights At a national level, the housing market has shifted over the past year. There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell. Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally […]
- [Buyers Have More Negotiation Power – Here’s How To Use It](https://kennethhoffmaster.com/2025/03/27/buyers-have-more-negotiation-power-heres-how-to-use-it/): You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you. You may be […]
- [Why Pre-Approval Is More Important Than Ever This Spring](https://kennethhoffmaster.com/2025/03/26/why-pre-approval-is-more-important-than-ever-this-spring/): Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage. Some buyers think […]
- [The Best Week To List Your House Is Almost Here – Are You Ready?](https://kennethhoffmaster.com/2025/03/25/the-best-week-to-list-your-house-is-almost-here-are-you-ready/): If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast. A recent Realtor.com study analyzed years of housing market trends (excluding 2020 since it was an outlier) and found that April 13–19 […]
- [4 Things To Expect from the Spring Housing Market](https://kennethhoffmaster.com/2025/03/24/4-things-to-expect-from-the-spring-housing-market/): Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move. 1. There Are More Homes for Sale After […]
- [Your Roadmap to Homeownership](https://kennethhoffmaster.com/2025/03/21/your-roadmap-to-homeownership/): Some Highlights Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ​ From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement.  Your journey starts here. Connect […]
- [How Buying or Selling a Home Helps Your Local Economy](https://kennethhoffmaster.com/2025/03/20/how-buying-or-selling-a-home-helps-your-local-economy/): Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect that has a positive impact on your entire community. Every year, the National Association of Realtors (NAR) puts out a report that breaks down […]
- [What You Need To Know About Homeowner’s Insurance](https://kennethhoffmaster.com/2025/03/19/what-you-need-to-know-about-homeowners-insurance/): Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home. And while you never want to think about worst-case scenarios, the right coverage is basically your safety net if something goes wrong. Here’s how it helps you. Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, […]
- [Is It Time To Put Your House Back on the Market?](https://kennethhoffmaster.com/2025/03/18/is-it-time-to-put-your-house-back-on-the-market-2/): If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see […]
- [Is It Time To Put Your House Back on the Market?](https://kennethhoffmaster.com/2025/03/18/is-it-time-to-put-your-house-back-on-the-market/): If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see […]
- [Rising Inventory Means This Spring Could Be Your Moment](https://kennethhoffmaster.com/2025/03/17/rising-inventory-means-this-spring-could-be-your-moment/): Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down. 1. You Have More Homes To Choose From […]
- [What You Need To Know About Pre-Approval](https://kennethhoffmaster.com/2025/03/14/what-you-need-to-know-about-pre-approval/): Some Highlights Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out […]
- [Is the Housing Market Starting To Balance Out?](https://kennethhoffmaster.com/2025/03/13/is-the-housing-market-starting-to-balance-out/): For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas. So, is the market […]
- [Buying Your First Home? It’s Okay To Feel Nervous](https://kennethhoffmaster.com/2025/03/12/buying-your-first-home-its-okay-to-feel-nervous/): Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if […]
- [Mortgage Rates Hit Lowest Point So Far This Year](https://kennethhoffmaster.com/2025/03/11/mortgage-rates-hit-lowest-point-so-far-this-year/): If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according […]
- [Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up](https://kennethhoffmaster.com/2025/03/10/should-i-buy-a-home-right-now-experts-say-prices-are-only-going-up/): At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.” That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall […]
- [Do You Know What Your House Is Really Worth?](https://kennethhoffmaster.com/2025/03/07/do-you-know-what-your-house-is-really-worth/): Some Highlights Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ​ Nationally, prices are up nearly 60% since 2019. ​And, if selling has been on your mind, you can use that bigger-than-expected return to power […]
- [Is It a Good Time to Buy a Home?](https://kennethhoffmaster.com/2025/03/06/is-it-a-good-time-to-buy-a-home-2/): Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision — and you don’t have to do it alone. That’s where your trusted local REMAX® agent comes in.
- [Is It a Good Time To Buy a Home?](https://kennethhoffmaster.com/2025/03/06/is-it-a-good-time-to-buy-a-home/): Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision—and you don’t have to do it alone. That’s where your trusted local RE/MAX® agent comes in.
- [5 Spring Home Maintenance Tasks You Don’t Want to Forget](https://kennethhoffmaster.com/2025/03/06/5-spring-home-maintenance-tasks-you-dont-want-to-forget-2/): Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of your investment. So, whether you own a home already or you’re planning to become a homeowner this year, here are […]
- [5 Spring Home Maintenance Tasks You Don’t Want To Forget](https://kennethhoffmaster.com/2025/03/06/5-spring-home-maintenance-tasks-you-dont-want-to-forget/): Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of your investment. So, whether you own a house already or you’re planning to become a homeowner this year, here are […]
- [Preapproval Is the Homebuying Step You Can’t Afford to Skip](https://kennethhoffmaster.com/2025/03/06/preapproval-is-the-homebuying-step-you-cant-afford-to-skip/): There’s one essential step in the homebuying process you may not know a whole lot about, and that’s preapproval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your REMAX® agent. What Is Preapproval?  Preapproval is like getting the green light […]
- [Pre-Approval Is the Homebuying Step You Can’t Afford To Skip](https://kennethhoffmaster.com/2025/03/06/pre-approval-is-the-homebuying-step-you-cant-afford-to-skip/): There’s one essential step in the homebuying process you may not know a whole lot about, and that’s pre-approval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your RE/MAX® agent.  What Is Pre-Approval? Pre-approval is like getting the green light […]
- [We Are Testing Production Newsletter](https://kennethhoffmaster.com/2025/03/06/we-are-testing-production-newsletter/): After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the latest forecasts. And if you’ve been thinking about making a move, that means the uncertainty that could’ve been throwing off your […]
- [Why the Average Homeowner Has $319K in Equity](https://kennethhoffmaster.com/2025/03/06/why-the-average-homeowner-has-319k-in-equity-4/): If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile […]
- [Why the Average Homeowner Has $319K in Equity](https://kennethhoffmaster.com/2025/03/06/why-the-average-homeowner-has-319k-in-equity-3/): If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile […]
- [Why the Average Homeowner Has $319K in Equity](https://kennethhoffmaster.com/2025/03/06/why-the-average-homeowner-has-319k-in-equity-2/): If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile […]
- [Why the Average Homeowner Has $319K in Equity](https://kennethhoffmaster.com/2025/03/06/why-the-average-homeowner-has-319k-in-equity/): If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile […]
- [The Latest Forecasts for the 2025 Housing Market](https://kennethhoffmaster.com/2025/03/06/the-latest-forecasts-for-the-2025-housing-market/): After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the latest forecasts. And if you’ve been thinking about making a move, that means the uncertainty that could’ve been throwing off your […]
- [The Latest Expert Forecasts for the 2025 Housing Market](https://kennethhoffmaster.com/2025/03/06/the-latest-expert-forecasts-for-the-2025-housing-market/): After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the latest forecasts. And if you’ve been thinking about making a move, that means the uncertainty that could’ve been throwing off your […]
- [Headed Back Into the Office? You May Decide To Move](https://kennethhoffmaster.com/2025/03/06/headed-back-into-the-office-you-may-decide-to-move/): It’s no secret that remote work has surged over the last few years. And that flexibility gave a lot of people the freedom to move — and work — from wherever they wanted. But now, a growing number of companies are requiring employees to return to the office. And that’s leading some people to make […]
- [Why a Pre-Listing Inspection May Be Worth It in Today’s Market](https://kennethhoffmaster.com/2025/03/05/why-a-pre-listing-inspection-may-be-worth-it-in-todays-market/): Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays to anticipate potential issues before buyers ever step through the door. And one way to do that is with a pre-listing inspection. […]
- [More Buyers Are Making Moves — Is It Time To Sell?](https://kennethhoffmaster.com/2025/03/04/more-buyers-are-making-moves-is-it-time-to-sell/): More people are taking steps to buy a home. And, if you’ve been waiting for the right time to move, this may be the sign you’ve been looking for. For the past few years, a lot of would-be homebuyers hit pause on their plans. With rising mortgage rates and affordability challenges, buying just didn’t seem […]
- [Is a Newly Built Home Right for You? The Pros and Cons](https://kennethhoffmaster.com/2025/03/03/is-a-newly-built-home-right-for-you-the-pros-and-cons/): When searching for a home, you don’t want to skip over new builds as an option. Right now, there are more newly built homes to choose from than there would normally be in the market. And those added choices come with some pretty incredible benefits. Talking to your agent is the best way to see […]
- [Is It Better To Rent or Buy a Home Today?](https://kennethhoffmaster.com/2025/02/28/is-it-better-to-rent-or-buy-a-home-today/): Some Highlights A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.​ Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values […]
- [Do You Know How Much Your Home Is Worth?](https://kennethhoffmaster.com/2025/02/27/do-you-know-how-much-your-home-is-worth/): Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home? Home prices have risen dramatically over the past five years — far more than usual. And if selling has been […]
- [Is an Accessory Dwelling Unit Right for You? Here’s What To Know](https://kennethhoffmaster.com/2025/02/26/is-an-accessory-dwelling-unit-right-for-you-heres-what-to-know/): Are you having a hard time finding the right home in your budget? Or maybe you already own a home but could use some extra income or a designated space for aging loved ones. Either way, accessory dwelling units (ADUs) could be the smart solution you’ve been looking for in today’s market. What Is an […]
- [Are Investors Actually Buying Up All the Homes?](https://kennethhoffmaster.com/2025/02/25/are-investors-actually-buying-up-all-the-homes/): Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving up prices and buying up all the homes for sale, and that’s making it hard for regular buyers like you to compete. But here’s the […]
- [How To Buy a Home Without Waiting for Lower Rates](https://kennethhoffmaster.com/2025/02/24/how-to-buy-a-home-without-waiting-for-lower-rates-2/): Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make […]
- [How To Buy a Home Without Waiting for Lower Rates](https://kennethhoffmaster.com/2025/02/24/how-to-buy-a-home-without-waiting-for-lower-rates/): Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make […]
- [Should I Update My House Before I Sell It?](https://kennethhoffmaster.com/2025/02/21/should-i-update-my-house-before-i-sell-it/): Some Highlights With more homes for sale and buyers being more selective, it’s smart to make strategic updates.​ But how do you decide what’s worth doing? ​You lean on an agent. An agent will be able to tell you what buyers want, quick wins that’ll have a big impact, and what projects have the best […]
- [Seller Concessions: A Smart Strategy To Get Your House Sold](https://kennethhoffmaster.com/2025/02/20/seller-concessions-a-smart-strategy-to-get-your-house-sold/): For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows. And that means that the market is balancing out a bit. As a result, some sellers are finding they need to be more flexible to close a deal. One strategy that can […]
- [The Return to Urban Living — Why More People Are Moving Back to Cities](https://kennethhoffmaster.com/2025/02/19/the-return-to-urban-living-why-more-people-are-moving-back-to-cities/): After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), the percentage of people moving to cities has risen to 16%. While that may not sound like a big number to you, it is the […]
- [Buying a Home May Help Shield You from Inflation](https://kennethhoffmaster.com/2025/02/18/buying-a-home-may-help-shield-you-from-inflation/): It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home? Here’s the […]
- [Are You Asking Yourself These Questions About Selling Your House?](https://kennethhoffmaster.com/2025/02/17/are-you-asking-yourself-these-questions-about-selling-your-house/): Some homeowners hesitate to sell because they’ve got unanswered questions that hold them back. But a lot of times their concerns are based on misconceptions, not facts. And if they’d just talk to an agent about it, they’d see these doubts aren’t necessarily a hurdle at all. If uncertainty is keeping you from making a […]
- [Why You’ll Love Owning a Home](https://kennethhoffmaster.com/2025/02/14/why-youll-love-owning-a-home/): Some Highlights Owning a home comes with many benefits, both non-financial and financial. From the sense of accomplishment and freedom of expression, to growing your net worth, it’s easy to fall in love with homeownership. What’s the top reason you’d love to own a home? Connect with an agent to come up with a plan […]
- [The Secret To Selling This Spring: Start the Prep Work Now](https://kennethhoffmaster.com/2025/02/13/the-secret-to-selling-this-spring-start-the-prep-work-now/): Spring is the busiest season in the housing market. It’s the time of year when buyers are most active – that means it’s when homes sell faster and for top dollar. If you’ve already got a move on your mind, why not list this spring and take advantage of the added buyer demand? Since spring […]
- [Breaking Into the Market: Smart Moves for First-Time Buyers](https://kennethhoffmaster.com/2025/02/12/breaking-into-the-market-smart-moves-for-first-time-buyers/): If you’re like a lot of aspiring homebuyers, there’s a major hurdle standing in your way — the cost of living. From groceries to gas, eggs, and just about everything else, prices have gone up. And that rings true for home prices, too. But even when everything feels expensive, there are still ways to make homeownership […]
- [A Record Percent of Buyers Are Planning To Move in 2025 – Are You?](https://kennethhoffmaster.com/2025/02/11/a-record-percent-of-buyers-are-planning-to-move-in-2025-are-you/): This could be the year to sell your house – and here’s why. According to a recent NerdWallet survey, 15% of people are planning to buy a home this year. That’s actually a record high for this survey (see graph below): Here’s why this is such a big deal. The percentage has been hovering between […]
- [Home Price Growth Is Moderating – Here’s Why That’s Good for You](https://kennethhoffmaster.com/2025/02/10/home-price-growth-is-moderating-heres-why-thats-good-for-you/): Over the past few years, home prices skyrocketed. That’s been frustrating for buyers, leaving many wondering if they’d ever get a shot at owning a home. But here’s some welcome news: that whirlwind pace of home price growth is slowing down. Home Prices Are Rising at a Healthy Pace At the national level, home prices […]
- [Why Buying a Home Now Is Your Winning Play](https://kennethhoffmaster.com/2025/02/07/why-buying-a-home-now-is-your-winning-play/): Some Highlights You may be sitting on the sidelines wondering if it’s better to buy now or wait. But buying before the spring rush may be a game-changing decision.​ Moving this winter can give you significant advantages, like less competition, more negotiating power, and lower prices. If you’re able to buy now, stay ahead of […]
- [The Perks of Buying a Fixer-Upper](https://kennethhoffmaster.com/2025/02/06/the-perks-of-buying-a-fixer-upper/): There’s no denying affordability is tough right now. But that doesn’t mean you have to put your plans to buy a home on the back burner. If you’re willing to roll up your sleeves (or hire someone who will), buying a house that needs some work could open the door to homeownership. Here’s everything you […]
- [The 3 Biggest Mistakes Sellers Are Making Right Now](https://kennethhoffmaster.com/2025/02/05/the-3-biggest-mistakes-sellers-are-making-right-now/): If you want to sell your house, having the right strategies and expectations is key. But some sellers haven’t adjusted to where the market is today. They’re not factoring in that there are more homes for sale or that buyers are being more selective with their budgets. And those sellers are making some costly mistakes. […]
- [Buyer Bright Spot: There Are More Homes on the Market](https://kennethhoffmaster.com/2025/02/04/buyer-bright-spot-there-are-more-homes-on-the-market/): The past few years have been challenging for homebuyers, especially with higher home prices and mortgage rates. And if you’re trying to buy a home, it’s easy to worry you won’t be able to find something in your budget. But here’s what you need to know. The number of homes for sale has grown a […]
- [Pottsville, PA Real Estate Market Update – December 2025: What Buyers & Sellers Need to Know](https://kennethhoffmaster.com/2026/01/20/pottsville-pa-real-estate-market-update-december-2025/): Pottsville’s real estate market remains seller-leaning as we close out 2025, with low inventory, steady buyer activity, and strong long-term property values. Here’s a clear, data-driven breakdown of what’s happening locally — and what it means if you’re buying or selling in 2026.
- [How To Stretch Your Options, Not Your Budget](https://kennethhoffmaster.com/2025/12/15/how-to-stretch-your-options-not-your-budget/): One of the biggest homebuying advantages you can give yourself today is surprisingly simple: a flexible wish list. Think of it like this. Your wish list and your budget are the guardrails of your search. And when your budget needs to hold firm, there’s another lever you can pull. That’s seeing if you truly need […]
- [Your Equity Could Change Everything About Your Next Move](https://kennethhoffmaster.com/2025/12/11/your-equity-could-change-everything-about-your-next-move/): A lot of people are asking the same thing right now: “Is it even a good time to sell?” And the truth may come as a bit of a surprise… For many homeowners, the answer is a strong yes. Why? Because of one major factor working in your favor: your equity. Odds are, if you’ve […]
- [Why Selling Your House This Winter Gives You an Edge](https://kennethhoffmaster.com/2025/12/10/why-selling-your-house-this-winter-gives-you-an-edge/): Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers. Winter is different. With fewer homes on the market, your house has a much better chance of standing out. And that one advantage can make a […]
- [This May Be the Best Time To Buy a Brand-New Home](https://kennethhoffmaster.com/2025/12/08/this-may-be-the-best-time-to-buy-a-brand-new-home/): New home construction today is giving buyers something it feels like they haven’t gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect. […]
- [Why More Homeowners Are Giving Up Their Low Mortgage Rate](https://kennethhoffmaster.com/2025/12/04/why-more-homeowners-are-giving-up-their-low-mortgage-rate/): If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember… A great rate […]
- [The 3 Housing Market Questions Coming Up at Every Gathering This Season](https://kennethhoffmaster.com/2025/12/03/the-3-housing-market-questions-coming-up-at-every-gathering-this-season/): Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation. Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market. 1. “Will […]
- [How To Find the Best Deal Possible on a Home Right Now](https://kennethhoffmaster.com/2025/12/01/how-to-find-the-best-deal-possible-on-a-home-right-now/): Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while. Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding […]
- [Why So Many People Are Thankful They Bought a Home This Year](https://kennethhoffmaster.com/2025/11/27/why-so-many-people-are-thankful-they-bought-a-home-this-year/): Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there’s a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now. But […]
- [Why Buying a Home Still Pays Off in the Long Run](https://kennethhoffmaster.com/2025/11/26/why-buying-a-home-still-pays-off-in-the-long-run/): Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life. But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. […]
- [4 Reasons Your House Is High on Every Buyer’s Wish List This Season](https://kennethhoffmaster.com/2025/11/24/4-reasons-your-house-is-high-on-every-buyers-wish-list-this-season/): When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing. Waiting could mean missing out on a great window of opportunity. Because while […]
- [Most Experts Are Not Worried About a Recession](https://kennethhoffmaster.com/2025/11/20/most-experts-are-not-worried-about-a-recession/): Homebuyers are watching the economy closely, and for good reason. Buying a home is one of the biggest purchases most people ever make. And some recession talk in the media has made a lot of would-be buyers second guess their plans. In the latest LendingTree survey, almost 2 in 3 Americans said they think a […]
- [The Top 2 Things Homeowners Need To Know Before Selling](https://kennethhoffmaster.com/2025/11/19/the-top-2-things-homeowners-need-to-know-before-selling/): Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start. A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. […]
- [The Housing Market Is Turning a Corner Going into 2026](https://kennethhoffmaster.com/2025/11/17/the-housing-market-is-turning-a-corner-going-into-2026/): After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again. No, it’s not a surge. But it is a shift – and it’s […]
- [Would You Let $80 a Month Hold You Back from Buying a Home?](https://kennethhoffmaster.com/2025/11/13/would-you-let-80-a-month-hold-you-back-from-buying-a-home/): A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate? But here’s the thing: that 5.99% number might not save you as much as you think. Affordability is […]
- [Are Builders Overbuilding Again? Let’s Look at the Facts.](https://kennethhoffmaster.com/2025/11/12/are-builders-overbuilding-again-lets-look-at-the-facts/): If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash? No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows […]
- [The VA Home Loan Advantage: What Every Veteran Should Know Right Now](https://kennethhoffmaster.com/2025/11/10/the-va-home-loan-advantage-what-every-veteran-should-know-right-now/): If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment. Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United. And […]
- [Big Mortgage Changes Are Making Homeownership Easier in 2025](https://kennethhoffmaster.com/2025/11/08/fannie-mae-credit-score-update-2025/): Fannie Mae’s new rules and a more flexible credit score system are opening the door for thousands of first-time buyers who were previously told ‘no’ — this could be your chance to finally become a homeowner.
- [What a Government Shutdown Really Means for the Housing Market](https://kennethhoffmaster.com/2025/11/06/what-a-government-shutdown-really-means-for-the-housing-market/): There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt? The short answer? No. The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings […]
- [Why Your Home Equity Still Puts You Way Ahead](https://kennethhoffmaster.com/2025/11/05/why-your-home-equity-still-puts-you-way-ahead/): If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know. Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity. The Relationship Between Home […]
- [How To Make Sure Your Sale Crosses the Finish Line](https://kennethhoffmaster.com/2025/11/03/how-to-make-sure-your-sale-crosses-the-finish-line/): If there was one simple step that could help make your home sale a seamless process, wouldn’t you want to know about it? There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But […]
- [Thought the Market Passed You By? Think Again.](https://kennethhoffmaster.com/2025/10/30/thought-the-market-passed-you-by-think-again/): If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is […]
- [Why You Don’t Need To Be Afraid of Today’s Mortgage Rates](https://kennethhoffmaster.com/2025/10/29/why-you-dont-need-to-be-afraid-of-todays-mortgage-rates/): Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . […]
- [Why Some Homes Sell Quickly – and Others Don’t Sell at All](https://kennethhoffmaster.com/2025/10/27/why-some-homes-sell-quickly-and-others-dont-sell-at-all/): A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means […]
- [The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)](https://kennethhoffmaster.com/2025/10/23/the-reason-homes-feel-like-they-cost-so-much-its-not-what-you-think/): Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame. Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive […]
- [Do You Know How Much Your House Is Really Worth?](https://kennethhoffmaster.com/2025/09/18/do-you-know-how-much-your-house-is-really-worth/): Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home. Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, chances […]
- [Why Now May Be a Key 2025 Moment To Sell Your House](https://kennethhoffmaster.com/2025/09/17/why-now-may-be-a-key-2025-moment-to-sell-your-house/): Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in. According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week […]
- [What a Fed Rate Cut Could Mean for Mortgage Rates](https://kennethhoffmaster.com/2025/09/15/what-a-fed-rate-cut-could-mean-for-mortgage-rates/): The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion. The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expect they’ll cut the Federal Funds […]
- [Patience Won’t Sell Your House. Pricing Will.](https://kennethhoffmaster.com/2025/09/11/patience-wont-sell-your-house-pricing-will/): Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why. Let’s be real. Homes are taking a week longer to sell than they did a year ago. According to Realtor.com: “Homes are also taking longer to sell. The typical home […]
- [Mortgage Rates Just Saw Their Biggest Drop in a Year](https://kennethhoffmaster.com/2025/09/10/mortgage-rates-just-saw-their-biggest-drop-in-a-year/): You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way. On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year. What Sparked the […]
- [Why 50% of Homes Are Selling for Under Asking and How To Avoid It](https://kennethhoffmaster.com/2025/09/08/why-50-of-homes-are-selling-for-under-asking-and-how-to-avoid-it/): If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset. That frenzied seller’s market is behind us. And here are the numbers to prove it.  From Frenzy to “Normal” Right now, about 50% of homes on the market are selling for less than their asking price, according […]
- [Builder Incentives Reach 5-Year High](https://kennethhoffmaster.com/2025/09/04/builder-incentives-reach-5-year-high/): Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price. Maybe the layout feels off. Maybe it still needs some updating. Or maybe it’s just more of the same. That’s why more buyers are turning to new construction – and […]
- [What Mortgage Delinquencies Tell Us About the Future of Foreclosures](https://kennethhoffmaster.com/2025/09/03/what-mortgage-delinquencies-tell-us-about-the-future-of-foreclosures/): You may be seeing headlines about how foreclosures are rising. And if that makes you nervous that we’re headed for another crash, here’s what you should know.  According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year, there were just over 300,000. So, even […]
- [Thinking About Renting Your House Instead of Selling? Read This First.](https://kennethhoffmaster.com/2025/09/01/thinking-about-renting-your-house-instead-of-selling-read-this-first/): If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? And for a growing number of homeowners, that’s turning into a new dilemma: should I just rent it instead? There’s a term for this in the industry, […]
- [What Everyone’s Getting Wrong About the Rise in New Home Inventory](https://kennethhoffmaster.com/2025/08/28/what-everyones-getting-wrong-about-the-rise-in-new-home-inventory/): You may have seen talk online that new home inventory is at its highest level since the crash. And if you lived through the crash back in 2008, seeing new construction is up again may feel a little scary. But here’s what you need to remember: a lot of what you see online is designed […]
- [History Shows the Housing Market Always Recovers](https://kennethhoffmaster.com/2025/08/27/history-shows-the-housing-market-always-recovers/): Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market. According to the latest data from Realtor.com, the number of homeowners taking their homes off the market is up 38% since the start of this year and 48% since […]
- [Should You Still Expect a Bidding War?](https://kennethhoffmaster.com/2025/08/25/should-you-still-expect-a-bidding-war/): If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go. While multiple-offer situations haven’t disappeared entirely, they’re not nearly as common as they used to be. In fact, a recent survey shows agents reported only 1 in […]
- [From Frenzy to Breathing Room: Buyers Finally Have Time Again](https://kennethhoffmaster.com/2025/08/21/from-frenzy-to-breathing-room-buyers-finally-have-time-again/): If you tried to buy a home a few years ago, you probably still remember the frenzy. Homes were listed one day and gone the next. Sometimes it only took hours. You had to drop everything to go and see the house, and if you hesitated even slightly, someone else swooped in and bought it […]
- [Condos Could Be a Win for Today’s Buyers](https://kennethhoffmaster.com/2025/08/20/condos-could-be-a-win-for-todays-buyers/): Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in. For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less […]
- [More Contracts Are Falling Through. Here’s How To Get Ahead.](https://kennethhoffmaster.com/2025/08/18/more-contracts-are-falling-through-heres-how-to-get-ahead/): When you sell a house, the last thing you want is for the deal to fall apart right before closing. But according to the latest data from Redfin, that’s happening a bit more often lately. The good news is, it’s completely avoidable if you lean on an agent for insight into why that is and […]
- [Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff](https://kennethhoffmaster.com/2025/08/14/is-it-better-to-buy-now-or-wait-for-lower-mortgage-rates-heres-the-tradeoff/): Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like a […]
- [Are These Myths About Buying a Newly Built Home Holding You Back?](https://kennethhoffmaster.com/2025/08/13/are-these-myths-about-buying-a-newly-built-home-holding-you-back-3/): If you’ve been skipping over newly built homes in your search, you might be doing so based on outdated assumptions. Let’s clear up a few of the most common myths, so you don’t miss out on a solid opportunity. Myth 1: New Homes Are More Expensive It’s easy to assume a new build will cost […]
- [Are These Myths About Buying a Newly Built Home Holding You Back?](https://kennethhoffmaster.com/2025/08/13/are-these-myths-about-buying-a-newly-built-home-holding-you-back/): If you’ve been skipping over newly built homes in your search, you might be doing so based on outdated assumptions. Let’s clear up a few of the most common myths, so you don’t miss out on a solid opportunity. Myth 1: New Homes Are More Expensive It’s easy to assume a new build will cost […]
- [What You Need To Know About Concessions](https://kennethhoffmaster.com/2025/08/12/what-you-need-to-know-about-concessions/): Some Highlights Now that there are more homes for sale, buyers have more options. And sellers need to be more flexible to close the deal. That’s why almost half of homeowners are making some type of concession. This can include covering closing costs, paying for repairs, or dropping the price. Not sure which concessions to […]
- [Online Home-Buying Search Terms Recently Hit 2-Year High](https://kennethhoffmaster.com/2025/08/11/online-home-buying-search-terms-recently-hit-2-year-high/): Believe it or not, there are clear signs buyer interest is heating up again. Let’s talk about what’s really going on behind the scenes, and why the housing market might not be as quiet out there as it seems.  Buyers Are Looking, and Search Trends Prove It One of the clearest ways to measure what […]
- [Why Selling Without an Agent Can Cost You More Than You Think](https://kennethhoffmaster.com/2025/08/07/why-selling-without-an-agent-can-cost-you-more-than-you-think/): Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth. Last year, homes that sold with an agent went for almost 15% more than those that sold without one. That gap is pretty hard to ignore. And with more homes on the market […]
- [A Second Home Might Be the Missing Piece in Your Retirement Plan](https://kennethhoffmaster.com/2025/08/06/a-second-home-might-be-the-missing-piece-in-your-retirement-plan/): Are you wondering if you’re on track to retire someday? According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to build stability and long-term income. And that’s where […]
- [3 Advantages of Buying a Newly Built Home Today](https://kennethhoffmaster.com/2025/08/05/3-advantages-of-buying-a-newly-built-home-today/): Some Highlights Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes. There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower […]
- [The Truth About Down Payments (It’s Not What You Think)](https://kennethhoffmaster.com/2025/08/04/the-truth-about-down-payments-its-not-what-you-think/): Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re not alone. And you’re definitely not out of luck. Here’s the thing: a […]
- [The 3 Things You Risk by Pricing Too High](https://kennethhoffmaster.com/2025/07/31/the-3-things-you-risk-by-pricing-too-high/): When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp. The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is […]
- [What Credit Score Do You Really Need To Buy a Home?](https://kennethhoffmaster.com/2025/07/30/what-credit-score-do-you-really-need-to-buy-a-home/): According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is out of reach […]
- [Home Price Forecasts for the Second Half of 2025](https://kennethhoffmaster.com/2025/07/29/home-price-forecasts-for-the-second-half-of-2025/): Some Highlights With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say. Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area. To have a quick conversation about what’s […]
- [Today’s Tale of Two Housing Markets](https://kennethhoffmaster.com/2025/07/28/todays-tale-of-two-housing-markets/): Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets. What’s a Buyer’s Market vs. a […]
- [Housing Market Forecasts for the Rest of 2025](https://kennethhoffmaster.com/2025/07/24/housing-market-forecasts-for-the-rest-of-2025/): If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping home prices […]
- [The U.S. Foreclosure Map You Need To See](https://kennethhoffmaster.com/2025/07/23/the-u-s-foreclosure-map-you-need-to-see/): Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s important to look at […]
- [The Latest Mortgage Rate Forecasts](https://kennethhoffmaster.com/2025/07/22/the-latest-mortgage-rate-forecasts/): Some Highlights If you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast. Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop. If you want to talk about what […]
- [Don’t Make These Mistakes When Selling Your House](https://kennethhoffmaster.com/2025/07/21/dont-make-these-mistakes-when-selling-your-house/): Are you thinking about selling your house? Some common mistakes today can make the process more stressful or even cost you money. Fortunately, they’re easy to avoid, as long as you know what to watch for. Let’s break down the biggest seller slip-ups, and how an agent helps you steer clear of them. 1. Overpricing […]
- [Why a Newly Built Home Might Be the Move Right Now](https://kennethhoffmaster.com/2025/07/17/why-a-newly-built-home-might-be-the-move-right-now/): Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than there were even just […]
- [Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers](https://kennethhoffmaster.com/2025/07/16/mortgage-rates-are-stabilizing-how-that-helps-todays-buyers/): Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place. But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing in recent months. And […]
- [The 5-Year Rule for Home Prices](https://kennethhoffmaster.com/2025/07/15/the-5-year-rule-for-home-prices/): Some Highlights If recent home price headlines have you feeling worried, here’s some perspective.​​ Home values almost always go up in the long run. ​And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines. […]
- [The Advice First-Time Homebuyers Need To Hear](https://kennethhoffmaster.com/2025/07/14/the-advice-first-time-homebuyers-need-to-hear/): Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how […]
- [The Truth About Where Home Prices Are Heading](https://kennethhoffmaster.com/2025/07/10/the-truth-about-where-home-prices-are-heading/): There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash. Yes, in some local markets, prices are […]
- [Selling and Buying at the Same Time? Here’s What You Need To Know](https://kennethhoffmaster.com/2025/07/09/selling-and-buying-at-the-same-time-heres-what-you-need-to-know/): If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot […]
- [Should You Buy a Vacation Home?](https://kennethhoffmaster.com/2025/07/08/should-you-buy-a-vacation-home/): Some Highlights Now that summer’s here, you may be planning your next getaway. But what if you didn’t have to? ​ Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future. If […]
- [What You Should Know About Getting a Mortgage Today](https://kennethhoffmaster.com/2025/07/07/what-you-should-know-about-getting-a-mortgage-today/): If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong. Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for […]
- [Think No One’s Buying Homes Right Now? Think Again.](https://kennethhoffmaster.com/2025/07/03/think-no-ones-buying-homes-right-now-think-again/): If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell?  Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s […]
- [Why Big Investors Aren’t a Challenge for Today’s Homebuyer](https://kennethhoffmaster.com/2025/07/02/why-big-investors-arent-a-challenge-for-todays-homebuyer/): Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is – especially right now. Let’s […]
- [Top 5 Reasons To Hire a Real Estate Agent When You Sell](https://kennethhoffmaster.com/2025/07/01/top-5-reasons-to-hire-a-real-estate-agent-when-you-sell/): Some Highlights The right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises. With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s […]
- [Multi-Generational Homebuying Hit a Record High – Here’s Why](https://kennethhoffmaster.com/2025/06/30/multi-generational-homebuying-hit-a-record-high-heres-why/): Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below): And what’s behind the increase? Affordability. NAR explains: “In 2024, a notable 36% of homebuyers […]
- [What Every Homeowner Needs To Know In Today’s Shifting Market](https://kennethhoffmaster.com/2025/06/26/what-every-homeowner-needs-to-know-in-todays-shifting-market-2/): Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing. It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past […]
- [What Every Homeowner Needs To Know In Today’s Shifting Market](https://kennethhoffmaster.com/2025/06/26/what-every-homeowner-needs-to-know-in-todays-shifting-market/): Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing. It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past […]
- [Think It’s Better To Wait for a Recession Before You Move? Think Again.](https://kennethhoffmaster.com/2025/06/25/think-its-better-to-wait-for-a-recession-before-you-move-think-again/): Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans […]
- [Why Your Home's Asking Price Matters More Today](https://kennethhoffmaster.com/2025/06/24/why-your-homes-asking-price-matters-more-today-2/): Some Highlights A growing number of homeowners are overestimating today’s market. ​And that’s why the number of sellers dropping their price is back at normal levels.​ A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an […]
- [Why Your Home's Asking Price Matters More Today](https://kennethhoffmaster.com/2025/06/24/why-your-homes-asking-price-matters-more-today/): Some Highlights A growing number of homeowners are overestimating today’s market. ​And that’s why the number of sellers dropping their price is back at normal levels.​ A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an […]
- [Why Homeownership Is Going To Be Worth It](https://kennethhoffmaster.com/2025/06/23/why-homeownership-is-going-to-be-worth-it/): Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home can be the thing […]
- [3 Reasons To Buy a Home This Summer](https://kennethhoffmaster.com/2025/06/19/3-reasons-to-buy-a-home-this-summer/): Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons […]
- [Why More Sellers Are Choosing To Move, Even with Today’s Rates](https://kennethhoffmaster.com/2025/06/18/why-more-sellers-are-choosing-to-move-even-with-todays-rates/): It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t […]
- [What You Really Need To Know About Down Payments](https://kennethhoffmaster.com/2025/06/17/what-you-really-need-to-know-about-down-payments-2/): Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into […]
- [What You Really Need To Know About Down Payments](https://kennethhoffmaster.com/2025/06/17/what-you-really-need-to-know-about-down-payments/): Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into […]
- [Why Most Sellers Hire Real Estate Agents Today](https://kennethhoffmaster.com/2025/06/16/why-most-sellers-hire-real-estate-agents-today-2/): Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without […]
- [Why Most Sellers Hire Real Estate Agents Today](https://kennethhoffmaster.com/2025/06/16/why-most-sellers-hire-real-estate-agents-today/): Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without […]
- [You May Have Enough Equity To Downsize and Buy Your Next House in Cash](https://kennethhoffmaster.com/2025/06/13/you-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash/): Some Highlights Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not […]
- [Your House Didn’t Sell. Here’s What To Do Now.](https://kennethhoffmaster.com/2025/06/12/your-house-didnt-sell-heres-what-to-do-now/): When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here’s […]
- [Is Inventory Getting Back To Normal?](https://kennethhoffmaster.com/2025/06/11/is-inventory-getting-back-to-normal/): After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And […]
- [The Five-Year Rule for Home Price Perspective](https://kennethhoffmaster.com/2025/06/10/the-five-year-rule-for-home-price-perspective/): Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home […]
- [Buying Your First Home? FHA Loans Can Help](https://kennethhoffmaster.com/2025/06/09/buying-your-first-home-fha-loans-can-help/): If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you […]
- [The Big Difference Between a Homeowner’s and a Renter’s Net Worth](https://kennethhoffmaster.com/2025/06/06/the-big-difference-between-a-homeowners-and-a-renters-net-worth/): Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater […]
- [The Rooms That Matter Most When You Sell](https://kennethhoffmaster.com/2025/06/05/the-rooms-that-matter-most-when-you-sell/): Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that. What Is Home Staging? It’s not about making your house look super trendy or like […]
- [Understanding Today’s Mortgage Rates: Is 3% Coming Back?](https://kennethhoffmaster.com/2025/06/04/understanding-todays-mortgage-rates-is-3-coming-back/): A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment […]
- [Why Buying Real Estate Is Still the Best Long-Term Investment](https://kennethhoffmaster.com/2025/06/03/why-buying-real-estate-is-still-the-best-long-term-investment/): Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s […]
- [Newly Built Homes May Be Less Expensive Than You Think](https://kennethhoffmaster.com/2025/06/02/newly-built-homes-may-be-less-expensive-than-you-think/): Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already […]
- [Home Projects That Add the Most Value](https://kennethhoffmaster.com/2025/05/30/home-projects-that-add-the-most-value/): Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ​Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to […]
- [Is It Better To Rent or Buy a Home?](https://kennethhoffmaster.com/2025/05/29/is-it-better-to-rent-or-buy-a-home-2/): You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone […]
- [Is It Better To Rent or Buy a Home?](https://kennethhoffmaster.com/2025/05/29/is-it-better-to-rent-or-buy-a-home/): You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone […]
- [The Secret To Selling Your House in Today’s Market](https://kennethhoffmaster.com/2025/05/28/the-secret-to-selling-your-house-in-todays-market/): A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door. But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting […]
- [Many Veterans Don’t Know about This VA Home Loan Benefit](https://kennethhoffmaster.com/2025/05/27/many-veterans-dont-know-about-this-va-home-loan-benefit/): For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits. According to a report from Veterans United only 3 in 10 Veterans are aware they may be […]
- [Common Real Estate Terms Explained](https://kennethhoffmaster.com/2025/05/26/common-real-estate-terms-explained/): If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life.  The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to […]
- [Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row](https://kennethhoffmaster.com/2025/05/23/real-estate-is-voted-the-best-long-term-investment-12-years-in-a-row/): Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve […]
- [Navigating Today’s Market](https://kennethhoffmaster.com/2025/05/22/navigating-todays-market/): Wondering how to make sense of today’s housing market? You’re not alone. A lot of people are asking what’s ahead for inventory, prices, the economy, and more. You deserve answers — and that’s where your trusted local REMAX® agent comes in.
- [Thinking about an Adjustable-Rate Mortgage? Read This First.](https://kennethhoffmaster.com/2025/05/22/thinking-about-an-adjustable-rate-mortgage-read-this-first/): If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash […]

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- [Terms and Conditions](https://kennethhoffmaster.com/terms-and-conditions/): Terms and Conditions Effective Date: July 30, 2025 Welcome to KennethHoffmaster.com. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this site. 1. Website Purpose This website is owned and operated by Kenneth Hoffmaster. It is intended to […]
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- [Redfin’s 2025 Housing Market Predictions: What to Expect and How It Affects You](https://kennethhoffmaster.com/redfins-2025-housing-market-predictions-what-to-expect-and-how-it-affects-you/): Futuristic real estate trends for 2025 featuring modern homes, high-rise apartments, and financial elements showcasing the housing market predictions.
- [Buy Your Home PA / FL](https://kennethhoffmaster.com/buy-your-home-pa-fl/): Your dream home is just a click away! Customize your search with powerful filters to find the perfect match in PA or FL. Let's make it happen together! 🏠✨ #HappyWithHoffmaster #KensFLHomes #HomeSweetHome #BuyAHome #FloridaLiving #PennsylvaniaLiving #RealEstateExpert
- [Current Mortgage Rates](https://kennethhoffmaster.com/current-mortgage-rates/): Stay informed about current mortgage rates to make educated decisions for your home financing. Regularly checking the latest rates can help you plan effectively.
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- [What's the Impact of Presidential Elections on the Housing Market?](https://kennethhoffmaster.com/whats-the-impact-of-presidential-elections-on-the-housing-market/): It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead. And those unanswered thoughts can quickly spiral, causing fear and uncertainty to swirl through your mind. So, if you’ve been considering buying or selling a home this year, you’re probably curious about what the election might mean for the housing […]
- [What Mortgage Rate Are You Waiting For?](https://kennethhoffmaster.com/what-mortgage-rate-are-you-waiting-for/): You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there is hope on the horizon. Rates have actually started to come down. And, recently they hit the lowest point we’ve seen in 2024, according to Freddie Mac (see […]
- [How Growing Inventory Benefits Today's Buyers](https://kennethhoffmaster.com/how-growing-inventory-benefits-todays-buyers/): Some Highlights While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal.​Here’s what that means when you buy: more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate […]
- [Today’s Biggest Housing Market Myths](https://kennethhoffmaster.com/todays-biggest-housing-market-myths/): Have you ever heard the phrase: don’t believe everything you hear? That’s especially true if you’re thinking about buying or selling a home in today’s housing market. There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important. If you partner […]
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